Add or remove a sublimit in Xactimate desktop

Updated by Heather Jones

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A sublimit is a cap placed on a specific grouping or category of items covered under the policy. For example, the overall policy may cover $100,000 in property, but only $5,000 of that can be for jewelry.

To add a sublimit:

  1. Within an estimate, select the Claim info tab in the left navigation menu.
  2. Select the Coverages & Loss tab.
  3. In the Coverages section, under the Options column, select Add options for the desired coverage type.
Note: If the appropriate coverage is missing, select Add Coverage to add it and the sublimit.
  1. Select the Sublimit drop-down list field.
  2. Select the appropriate sublimit or select it from the SmartList, or create a new sublimit by completing the following:
    1. Select SmartList.
    2. In the new screen that appears, titled Sublimits, select Add.
    3. In the Add Sublimit Name screen, add the new sublimit name.
    4. Select OK.
    5. When returned to the Sublimits screen, select the new sublimit.
  3. If using the Sublimits screen from the SmartList, select OK (with the appropriate sublimit selected).
  4. Back on the Coverage Options screen, enter the class limits (single for a single item, aggregate for all the items in the sublimit).
  5. To add any additional sublimits, select Add under the Sublimit drop-down list and repeat Steps 5–7.
  6. Select OK.

To remove a sublimit

  1. Within an estimate, select the Claim info tab in the left navigation menu.
  2. Select the Coverages and Loss tab.
  3. In the Coverages section under the Options column, select Edit options for the appropriate coverage type.
  4. Select Remove next to the sublimit you want to delete.
  5. Select OK.

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